Collect payments instantly, anywhere you do business.


eChecks Online

Accept eChecks on your ecommerce website or with SimplyChecks’ secure payment form.


Checks by Phone

Take checks directly over the phone or via fax. No more waiting for mailed check payments.


Mobile Payments

Accept payments on the go by processing eChecks instantly from your mobile device.

All through one powerfully simple payment solution.

 

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Approximately 235 million Americans have a checking account.

Capture more sales by collecting payments directly from your customer’s bank account.

Quick Approval & Fast Setup

We’ll have your account set up quickly (typically within 48 hours). Get approved without having to jump through hoops.

Startup Business Icon

Startups Welcome

No Processing History? No Problem.  We work with new business startups, no credit card processing statements or ACH history required.

Same Day Deposits

Run a sale today – get paid today! Receive 100% of your sales deposited directly into your bank account.  

No Reserve

A reserve (withholding 10% or more of your sales) or funding delays are required by most banks, but not with SimplyChecks. 

No Mailed Checks

No Mailed Checks

Stop waiting for checks in the mail. Payments are processed immediately and deposited automatically into your account.*   

No Long-Term Contracts

Month-to-Month Service

We earn your business every day.  There’s no long-term contracts or early-termination fees, you’re free cancel anytime. 

 

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Features

Powerful Payment Tools Combined With Smart Design

Virtual Terminal

Virtual Terminal

Access your account from anywhere with our mobile-friendly online Merchant Portal.  Our system is cloud-based, with no software to download.

Secure Payment Form

Our secure payment form easily integrates with your website or simply share a link to collect and process your customer’s eCheck payment.   

Paperless Invoicing

With SimplyChecks you can create e-invoices in just a few clicks. Send to your clients via email and receive online payments immediately.    

Automated Recurring Billing

Automate your recurring or subscription billing with weekly, annual, and monthly interval options.  Set it and forget it. 

API Integration

Need shopping cart or CRM integration? We have you covered. Our robust API is easy to implement and fully documented. 

Batch Upload Checks

If you have several checks to process, simply upload the files into our system and we’ll take it from there. 

 

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Markets We Serve

View All Merchant Categories
Utility Providers 

Utility Providers

 

Call Centers

debt relief eChecks 

Debt Settlement

 

Travel

CBD Business Payments 

CBD Oil

Credit Repair Services 

Credit Repair

Trusted by thousands of companies nationwide.

  • We needed a payment system and you over delivered. SimplyChecks is very professional and had money in our account the very next day. Thanks again for delivering great service.

    Omar Bruk , Barrett, Penelton and Assoc

  • I started working with SimplyChecks on Monday and my account was live on Wednesday! Just wanted to give kudos.

    Lindsay Genis, Financial Fitness Coach

  • Five Stars. I’m able to get paid fast directly into my account with one link on my website. Money goes in, no hassle. It just works!

    Tim B., HomeBusinessRocket.com

  • Simply Checks understands and values their customers being a small business owner they have been able to create a program that works within my needs. I highly recommend them.

    Michelle M., Ezzy Credit Solutions

  • “Having a SimplyChecks account has removed the stress and concerns we had trying to manage our business growth that could not be funded with our old merchant account.”

    L.K., CFO

  • We needed an account for our fund raising money that exceeded the normal credit card processing cap. SimplyChecks was able to provide us this quickly.

    Jarred A., WARRIORS IN NEED

  • Our business type made it challenging to access basic banking and payment services. With SimplyCheck we are able to collect from vendors with eCheck, and get away from cash only.

    Marcus Paige, VP of Finance

  • It has been a real benefit to my business collecting payment through SimplyChecks platform. To have confidence in the stability of our payment mechanism has freed me up to focus on running the business, rather than on how to get payments from point A to point B.

    Vihaan, Seo Specialist

  • We have used many providers however, I rate Simplychecks the best of all for handling the payments that a traditional merchant bank can’t cover

    Gina B., Impact Media Group

About Us

SimplyChecks offers merchants the benefits of electronic payment acceptance without the restrictions of traditional ACH (Automated Clearing House) processing or bankcard merchant accounts.  Regardless of size, sales volume, or industry type, SimplyChecks enables virtually any US-based business to accept online payments.

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