Collect payments instantly, anywhere you do business.

eChecks Online

Accept eChecks on your ecommerce website or with SimplyChecks’ secure payment form.

Checks by Phone

Take checks directly over the phone or via fax. No more waiting for mailed check payments.

Mobile Payments

Accept payments on the go by processing eChecks instantly from your mobile device.

All through one powerfully simple payment solution.



Approximately 235 million Americans have a checking account.

Capture more sales by collecting payments directly from your customer’s bank account.

Quick Approval & Fast Setup

We’ll have your account set up quickly (typically within 48 hours). Get approved without having to jump through hoops.

Startup Business Icon

Startups Welcome

No Processing History? No Problem.  We work with new business startups, no credit card processing statements or ACH history required.

Same Day Deposits

Run a sale today – get paid today! Receive 100% of your sales deposited directly into your bank account.  

No Reserve

A reserve (withholding 10% or more of your sales) or funding delays are required by most banks, but not with SimplyChecks. 

No Mailed Checks

No Mailed Checks

Stop waiting for checks in the mail. Payments are processed immediately and deposited automatically into your account.*   

No Long-Term Contracts

Month-to-Month Service

We earn your business every day.  There’s no long-term contracts or early-termination fees, you’re free cancel anytime. 



Powerful Payment Tools Combined With Smart Design

Virtual Terminal

Virtual Terminal

Access your account from anywhere with our mobile-friendly online Merchant Portal.  Our system is cloud-based, with no software to download.

Secure Payment Form

Our secure payment form easily integrates with your website or simply share a link to collect and process your customer’s eCheck payment.   

Paperless Invoicing

With SimplyChecks you can create e-invoices in just a few clicks. Send to your clients via email and receive online payments immediately.    

Automated Recurring Billing

Automate your recurring or subscription billing with weekly, annual, and monthly interval options.  Set it and forget it. 

API Integration

Need shopping cart or CRM integration? We have you covered. Our robust API is easy to implement and fully documented. 

Batch Upload Checks

If you have several checks to process, simply upload the files into our system and we’ll take it from there. 



Trusted by thousands of companies nationwide.

About Us

SimplyChecks offers merchants the benefits of electronic payment acceptance without the restrictions of traditional ACH (Automated Clearing House) processing or bankcard merchant accounts.  Regardless of size, sales volume, or industry type, SimplyChecks enables virtually any US-based business to accept online payments.

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